10 Facts About Car Insurance You Might Not Know

Car insurance is crucial in today’s time as the number of accidents, and unforeseen events continue to rise. However, as much as it is important for you to know about an auto insurance policy, there’s no harm in keeping some information about interesting facts about it. In this article, we will tell you some interesting facts about car insurance that you probably didn’t know. Continue reading to know them all:

1. 16-19-year-olds violate speeding

The common myth that continues to hound over speeding is that only mature people are involved in it. However, the truth be told, young people between 16 to 19 years of age are three times more likely to engage in over speeding and violations.

2. 28% of fatalities are young

There's no escape from the fact that road accidents continue to rise with everyone travelling on wheels in today’s time. You will be surprised to know that 28% of affected people in fatal cases are less than 25 years of age.

3. Auto premiums get reduced after a certain time

Things you need to know about car insurance

You must know that auto premiums get reduced after your 25th birthday. This is because most people start working professionally after the age of 20, which is why companies expect them to meet their expenses.

4. Colour has got nothing to do with car insurance

Many people say that red cars have an impact on car insurance. Contrary to what most people think, red cars don’t have an impact on car insurance policy at all.

5. More than 10% of drivers are uninsured

Though auto insurance is a cliché policy in today's time, yet, more than 16% of car drivers are often found uninjured. This can be very dangerous especially in case of an accident.

6. 84% of drivers use seat belts

Wearing a seat belt at the time of driving is a mandatory law, yet 16% of drivers despise wearing seatbelts at the time of driving. People who don’t wear a seat belt are at a higher risk of getting brutally injured during an accident. And remember, good car care and general check ups are key to safety as well!


7. All 50 American states require insurance

If you think you can get away with auto insurance, you’re wrong! All 50 American states require some car insurance otherwise you'll get hounded by the cops at any time.

Facts about car insurance

8. Car insurance might not have it all

Keep in mind, car insurance might not cover all items stolen from your vehicle. If you want to know more about the coverage, you must check the general with truly insurance to know everything in detail.

9. The number of accidents is increasing

9 out of every 0.1 million cars engage in fatal accidents with a lot of people passing away after succumbing to injuries. All in all, being aware of the drivers around you and being a more defensive driver is a must! Don't let others dictate what can happen to you and your car on the road.

10.  Motorcycle injuries continue to rise

You must know, 55 out of every 0.1 million motorcycles engage in fatal accidents, again with a lot of people losing their lives.

Surprised to know all this? Car accidents continue to rise, which is why insurance companies are coming up with extensive plans every year.

Car Insurance Facts to Know for Your Car Safety!

All in all, there are a lot of fascinating, alarming, and sometimes strange facts about car insurance out there. However, if you get to know some of the most prominent factors that contribute to insurance claims, it can lead to your future safety on the road! Keep up to date on the latest factoids, as well as the news, and you'll be on your way to driving safer. 

Hatice Degirmenci